FinTech Lending Toolkit | Adept Decisions
FinTech Lending Toolkit | Adept Decisions
Blog2023-08-25T14:08:10+02:00

Blog

Diners Club, Debt and The Downfall of Society

Diners Club,  Debt and The Downfall of Society   An opinion piece by Dominique Olivier The story of how one forgotten wallet in 1949 led to the invention of the credit card – and the global debt crisis that followed. When’s the last time you carried cash anywhere? Unless you’re regularly using public transport, it’s [...]

Separating Predictions from Decisions:  Model Execution and Decision Engine

Separating Predictions from Decisions:  Model Execution and Decision Engine  Introduction Before the 1960s, Predictions and Decisions were mixed together in the area of credit granting to varying degrees. “Should an enterprise decide to accept your application for credit?” is a question that requires assessing your creditworthiness which ultimately entails predicting whether you will repay. Originally, [...]

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Stories & Learnings from a Career in Credit Risk Part 4

Stories & Learnings from a Career in Credit Risk Part 4  Introduction Last month we published a couple of light-hearted pieces about some of the funny or strange things I have encountered in my many years in the credit risk industry. I also provided some of the learnings gained from these experiences. The two articles [...]

Stories & Learnings from a Career in Credit Risk Part 3

Stories & Learnings from a Career in Credit Risk Part 3 Introduction Last December I wrote a light-hearted piece about some of the funny or strange things I have encountered in my many years in the credit risk industry. I also provided some of the learnings gained from these experiences. The article proved to be [...]

Stories & Learnings from a Career in Credit Risk Part 2

Stories & Learnings from a Career in Credit Risk, Part 2  Introduction Last December I wrote a light-hearted piece about some of the funny or strange things I have encountered in my many years in the credit risk industry. I also provided some of the learnings gained from these experiences. The article proved to be [...]

Decision Engine Software Billing Models

Decision Engine Software Billing Models Introduction This is the final article in a series of three, focused on the commercial aspects of decision engine software: Software license models Software pricing models Software billing models By the end of the series, the reader will have a better idea of the various types of commercial models that [...]

Decision Engine Software Pricing Models

Decision Engine Software Pricing Models  Introduction This is the second in a series of three articles, focused on the commercial aspects of decision engine software: Software license models Software pricing models Software billing models By the end of the series, the reader will have a better idea of the various types of commercial models that [...]

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