ADEPT Decisions Launches GulfScore

The First Decision Engine Customised for the Middle East


ADEPT Decisions launched GulfScore, the bespoke Middle East North Africa (MENA) version of our award-winning decisioning software.

Stephen John Leonard, Founder of ADEPT Decisions noted “We are very proud to unveil GulfScore. This custom release of the ADEPT Decisions Platform is the first truly region-specific Decision Engine for the Middle East market. GulfScore will enable banks and lenders to maximise their decisioning strategies, all within a GCC and MENA context.

GulfScore signifies a new era in decisioning in the Middle East. ADEPT Decisions has focused our efforts on addressing the unique requirements of the GCC countries. The bespoke GulfScore solution will provide greater flexibility and security for subscribers, as well as address shortcomings found in other decision engine offerings.”

Eva Neves, COO of ADEPT Decisions comments: “We are very excited to launch a solution specifically tailored for the GCC market. This version of the decision engine provides a rapid implementation for our clients, with minimal upfront investment, increasing the ROI and maximising lenders’ profitability across all of their products.”

GulfScore Benefits

A brief summary of the many GulfScore customisations are as follows:

  • Strict data sovereignty requirements are fully addressed by provisioning the native cloud GulfScore within in-country cloud environments. This addresses all cloud compliance requirements.
  • Two-step credit bureau calls, including a pre-bureau and a post bureau API call. This eliminates the need for PII information and addresses data privacy concerns.
  • Expanded fraud policy rules, with the addition of information from internal and external fraud lists within our APIs.
  • Pre-configured best practice templates have been created to increase speed to market with best-of-breed strategies adapted to the GCC region.
  • Expert in-region pre-sales and post-sales support and consulting to ensure that the benefits of the GulfScore Decision Engine are maximised.
  • Rapid deployment in the cloud in a truly multi-tenant environment, minimising the need for additional hardware, software and data centre resources and vastly reduced total cost of ownership.

As part of this exciting initiative to bring the first Gulf-specific Decision Engine to the region, we have also teamed up with Read Associates, to provide support to the banks and lenders in the Middle East North Africa region.

Ian Read, founder of Read Associates LLC and a long-term veteran of the Middle East banking technology and analytics industry comments: “As banks and fintechs in this region continue along the path of digitalisation, the need for highly flexible and rapidly deployable decision and scoring technologies has never been greater. GulfScore combines best in class credit decisioning technology with functionality tailored specifically for the needs and region-specific credit processes of the Middle East.”

Book a Demo

Don’t just take our word for it! Book a software demo of the all-new GulfScore Decision Engine, customised specifically for the unique requirements of Middle East clients. See for yourself why this has become the decision engine of choice for banks, lenders, fintechs and telcos.

About Read Associates

Ian Read is the founder of Read Associates LLC and has 35 years’ experience working with banks and financial services to improve credit risk processes, fraud management and digitalisation. He has been based in Dubai since 2007.

Read Associates partners with leading technology and data analytic providers to help drive their growth across the Middle East and North African banking markets and bring new technology to financial service providers.

About ADEPT Decisions

Stephen John Leonard is the founder of ADEPT Decisions and has held a wide range of roles in the banking and credit risk industry since 1985.

We disrupt the status quo in the lending industry by providing clients with decisioning software, credit risk consulting and advanced analytics. We level the playing field, promote financial inclusion and support a new generation of financial products.