The ADEPT Decisions Platform combines our highly configurable ADP Decision Engine with machine learning models, to manage best practice A/B testing of strategies which will continually optimise your credit portfolios.

What is the ADP Decision Engine?

Why do you need a dedicated Decision Engine?

Determining appropriate risk-based limits, terms and conditions for all credit applications is the core principle of any credit grantor. For modern lenders, credit assessment needs to be scientific, constantly evolving, and under the direct control of the credit risk team.

The success of any fintech business rests in the ability to identify appropriate customers and provide them with the products and services that they need.

A Decision Engine enables business users to implement and manage all aspects of the lenders credit strategy. A Decision Engine comes equipped with a wide variety of tools which enable users to drive the core competencies of the fintech business.

Using a variety of advanced scorecard types, complex mathematical calculations to determine disposable income and affordability, and simultaneous deployment of multiple competing strategies, a modern decision engine is crucial to the success of any lender.

What clients are saying

“Prior to the ADP Decision Engine, our credit team required IT development work to make any changes to our credit strategies and policies. The ADEPT Decisions Platform modernised our ability to manage and run the credit strategies.”
Darin Kent

Head of Credit Risk, HomeChoice


Book a Consultation

Our fintech toolkit includes a decision engine, credit risk consulting and advanced analytics to automate and simplify your lending decisions.

Contact us to learn more about how our credit decisioning solutions can benefit your business.

Find Us

Elm House, St Julian’s Avenue,
St Peter Port, Guernsey GY1 1GZ,
Channel Islands

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