Digital Lending Solution Components


We often get asked by lenders embarking on the digital lending journey what is involved in the process and what components do they need to consider?

We thought it would be useful to put together a check list of both the major and supporting components that need to be addressed by a lender when launching digital lending products.

Major Functional Components 



Other Supporting Components/Features



Providing digital lending and mobile financial services to customers and small businesses requires a lot of components and partners. The ADEPT Decisions Platform Decision Engine is an established credit decisioning solution and we have a strong track record of working with digital lenders and telcos to provide MFS all across the African continent.

About the Authors

Jason Kretzmann is the Chief Solution Architect and has been with ADEPT Decisions since inception in 2015, playing a key role in designing, developing and managing the platform.

Jarrod McElhinney is the Head of Client Solutions and has been with ADEPT Decisions since 2017, playing a key role in designing and managing the platform, and ensuring that all subscribers realise direct business benefits from our solutions.

 About ADEPT Decisions

We disrupt the status quo in the lending industry by providing fintechs with customer decisioning, credit risk consulting and advanced analytics to level the playing field, promote financial inclusion and support a new generation of financial products.