GulfScore: The first Decision Engine designed specifically for the Middle East region.
What is GulfScore?
GulfScore is the first Decision Engine designed specifically for the Middle East North Africa (MENA) region. This customised version of the ADEPT Decisions software is the first truly region-specific Decision Engine for the GCC and MENA markets.
GulfScore enables banks and lenders to maximise their decisioning strategies, all within a MENA context. GulfScore signifies a new era in decisioning in the Middle East and addresses the unique requirements of the region.
The bespoke GulfScore Decision Engine provides greater flexibility and security for subscribers, as well as addressing shortcomings found in other decision engine offerings.
GulfScore Benefits
The GulfScore Decision Engine is specifically tailored for the GCC and MENA markets and delivers multiple benefits to lenders in the region:
- Rapid implementation
- Minimal upfront investment
- High ROI
- Maximises lenders’ profitability across all of their products.
GulfScore Customisations
A brief summary of the many GulfScore customisations includes:
Strict data sovereignty requirements
are fully addressed by provisioning the native cloud GulfScore within in-country cloud environments. This addresses all cloud compliance requirements.
Two-step credit bureau calls
including a pre-bureau and a post bureau API call. This eliminates the need for PII information and addresses Data Privacy concerns.
Expanded fraud policy rules
with the addition of information from internal and external fraud lists within our APIs.
Pre-configured best practice
templates have been created to increase speed to market with best-of-breed strategies adapted to the GCC region.
Expert in-region pre-sales
and post-sales support and consulting to ensure that the benefits of the GulfScore Decision Engine are maximised.
Rapid deployment in the cloud
in a truly multi-tenant set-up, minimising the need for additional hardware, software and data centre resources and vastly reduced total cost of ownership.
GulfScore Support
As part of this exciting initiative to develop the first Gulf-specific Decision Engine to the region, we have also teamed up with Read Associates, to provide support to the banks and lenders in the MENA region.
Ian Read, the founder of Read Associates, a UAE based consultancy, is a long-term veteran of the Middle East banking technology and analytics industry and is a perfect fit for the GulfScore support requirements.