Blog – Risk & Decisioning
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Best Practice Implementation of a Credit Decision Engine
Best Practice Implementation of a Credit Decision Engine Introduction Investing in a credit decision engine is an easy decision for the majority of lenders, as the benefits of automated decisioning have been well-proven across multiple industries, worldwide. Implementing a credit decision engine involves a number of tasks across several different disciplines, ranging from planning and [...]
Three Myths Why Not to Invest in a Decision Engine
Three Myths Why Not to Invest in a Decision Engine Introduction In a two part series of articles last month we examined what is a decision engine and what are the core components and functionality? This article will review the top three myths and excuses that credit grantors make to avoid investing in such an [...]
What is a Decision Engine? Part 2 – Decision Engine Functionality
What is a Decision Engine? Part 2 – Decision Engine Core Functionality Introduction If you ask three people “what is a Decision Engine?,” you will probably get at least five different answers. For an application that has such a straightforward and descriptive name, there is a lot of confusion and misunderstandings about what a Decision [...]
ADEPT Decisions Launches GulfScore
ADEPT Decisions Launches GulfScore The First Decision Engine Customised for the Middle East Introduction ADEPT Decisions launched GulfScore, the bespoke Middle East North Africa (MENA) version of our award-winning decisioning software. Stephen John Leonard, Founder of ADEPT Decisions noted “We are very proud to unveil GulfScore. This custom release of the ADEPT Decisions Platform is [...]
Introduction to Decision Engines: What They Are NOT – Part 1
What is a Decision Engine? Part 1 – What a Decision Engine is NOT! Introduction I always thought that the definition of a Decision Engine was very straightforward. It is software that makes a decision. A British advertising industry created a memorable catch phrase describing this kind of product: "It does exactly what it says [...]
Diners Club, Debt and The Downfall of Society
Diners Club, Debt and The Downfall of Society An opinion piece by Dominique Olivier The story of how one forgotten wallet in 1949 led to the invention of the credit card – and the global debt crisis that followed. When’s the last time you carried cash anywhere? Unless you’re regularly using public transport, it’s [...]
A New Era in Account Management Decisioning
A New Era in Account Management Decisioning Defining the Status Quo In the late 80’s and 90’s, automated credit risk management expanded its focus from credit acquisitions to incorporate full credit life cycle management. In addition to application scores that assessed a potential customer’s likelihood of repayment, behaviour scorecards were developed, enabling lenders to use [...]
Stories & Learnings from a Career in Credit Risk, Part 5
Stories & Learnings from a Career in Credit Risk Part 5 Introduction Last month we published a couple of light-hearted pieces about some of the funny or strange things I have encountered in my many years in the credit risk industry. I also provided some of the learnings gained from these experiences. The two articles [...]
Stories & Learnings from a Career in Credit Risk Part 4
Stories & Learnings from a Career in Credit Risk Part 4 Introduction Last month we published a couple of light-hearted pieces about some of the funny or strange things I have encountered in my many years in the credit risk industry. I also provided some of the learnings gained from these experiences. The two articles [...]
Stories & Learnings from a Career in Credit Risk Part 3
Stories & Learnings from a Career in Credit Risk Part 3 Introduction Last December I wrote a light-hearted piece about some of the funny or strange things I have encountered in my many years in the credit risk industry. I also provided some of the learnings gained from these experiences. The article proved to be [...]
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Latest Blogs
Understanding Financial Inclusion
Understanding Financial Inclusion Breaking Down Barriers to Economic Participation Financial [...]
Open Banking, Part 2: Credit Risk Implications and Strategies
Open Banking, Part 2: Credit Risk Implications and Strategies Introduction [...]
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How to Prepare for a Decision Engine Implementation
How to Prepare for a Decision Engine Implementation Introduction In [...]
