Blog – Risk & Decisioning
Select Topic
How to Maximise the Benefits of a Decision Engine for Marketing Activities
How to Maximise the Benefits of a Decision Engine for Marketing Activities Marketing and POPIA With the introduction of POPIA (Protection of Personal Information Act) in July 2021 in South Africa and the prevalence of similar legislation globally it has become crucial for any business to target customers in the most effective and efficient way [...]
The Demise of A/B Testing
The Demise of A/B Testing A/B (or Champion/Challenger) testing When I started in the credit industry as a programmer working on FICO’s TRIAD product back in the late 1990s, I was introduced to a number of concepts that were firmly entrenched in the credit vetting and account management lexicon. My first introduction to the mathematics [...]
Mobile Lending in Africa – Part 2
What does the growth in mobile lending mean for banks In the previous article, ‘The Rise of Mobile Lending in Africa – Part 1’, I described the rapid growth of mobile lending, specifically amongst the unbanked populations in Africa. I discussed how the mobile operators were able to grant credit in an environment in which [...]
Mobile Lending in Africa – Part 1
How telco operators became mobile lenders Where it started – the introduction of the mobile wallet On November 8th, 2021, ITWeb published an article detailing the approval of MTN’s licence to operate their Mobile Money platform in Nigeria. With this article fresh in my mind, I thought it worthwhile to take a deeper look at mobile lending [...]
POPIA Customer Base Growth: Secure and Expand – Part 2
How to grow and secure your customer base under the new POPIA regulations – Part 2 Optimising Existing Customers Article 1 in this series focused on new customers acquisition within the context of the new POPIA/GDPR regulations. This second article addresses how companies should optimise their marketing strategies for their existing customers. In my experience [...]
POPIA Customer Base Strategies: Grow and Secure – Part 1
How to grow and secure your customer base under the new POPIA regulations – Part 1 New Customers Acquisition The creation of the Protection of Personal Information Act (POPIA) in South Africa began as early as 2013 but it took a long time to formulate. One of the many reasons that it took so long [...]
Digital Originations in under 60 days?
In this Webinar, Jarrod McElhinney of ADEPT™ Decisions and Michele Tucci of credolab discuss digital originations, and how organisations can introduce a complete digital originations platform within a 60 day period. Watch the webinar replay here:
Why is end-to-end decisioning so important?
Why is end-to-end decisioning so important? Most lenders are now placing a greater emphasis and budgets on advanced analytics platforms and resources. This makes sense, as all market have become increasingly competitive, and so the ability to fine tune and rework predictive models is an important part of retaining competitive advantage. The most frequently heard [...]
5 Traits of Rapid, Responsible Mobile Lending
The 5 Traits of Responsible Lending It has been estimated that less than 40% of banks were able to lend to customers and onboard new accounts through digital channels before the pandemic. But that number quickly rose to over 50% six months into the crisis. While the shift to digital was already underway before [...]
Select Topic
Latest Blogs
What is a Decision Engine? Part 2 – Decision Engine Functionality
What is a Decision Engine? Part 2 – Decision Engine [...]
ADEPT Decisions Launches GulfScore
ADEPT Decisions Launches GulfScore The First Decision Engine Customised for [...]
Introduction to Decision Engines: What They Are NOT – Part 1
What is a Decision Engine? Part 1 – What a [...]
Diners Club, Debt and The Downfall of Society
Diners Club, Debt and The Downfall of Society An [...]
