ADEPT Decisions Platform – Our Credit Decision Engine delivers an improved and accelerated system integrator experience
The ADEPT Decisions Platform is a Credit Decision Engine which enables our clients to easily publish and manage their own flexible and secure RESTful APIs, which system integrators can then easily use for decision-making in composite applications.
Designed for Flexibility
Our Credit Decision Engine empowers businesses to evolve and grow with our highly customisable and configurable APIs. Our API delivery framework is designed to enable clients to adapt to the changing pace of their business, giving them the flexibility they need to stay ahead of the curve.
With the ability to easily configure and customise our APIs, our clients can quickly and seamlessly integrate with new systems, automate processes, access real-time data, and integrate with other systems.
Our clients avoid being held back by outdated and rigid technology; they chose the ADEPT Decisions Platform to deliver their business the power to stay ahead of the competition.
The ADEPT Decisions Platform provides our clients with the ability to easily publish and manage their own flexible and secure RESTful APIs, which system integrators can then easily use for decision-making in composite applications.
Designed for Flexibility
We empower businesses to evolve and grow with our highly customizable and configurable APIs. Our API delivery framework is designed to allow clients to adapt to the changing pace of their business, giving them the flexibility they need to stay ahead of the curve. With the ability to easily configure and customize our APIs, our clients can quickly and seamlessly integrate with new systems, automate processes, access real-time data, or integrate with other systems.
Our clients avoid being held back by outdated and rigid technology; they chose the ADEPT Decisions Platform to give their business the power to stay ahead of the competition.
Designed for Performance
Scalability
Managed Kubernetes will automatically scale the number of pods and thereafter the underlying compute nodes available to the runtimes.
Asynchronous Operation
APIs can be configured for either synchronous or asynchronous operation. For asynchronous operation, API callers can fire and forget and can rest assured that the data passed into the call is valid and will be processed.
This mode of operation is used for high volume processing, where many calls are made in a short period of time without the caller having to wait for the response.
The ADEPT Decisions Platform asynchronous process will then process and store the results asynchronously. Usually, this is in the form of a queue or data store.
Designed for High Availability
- Kubernetes Cluster Deployment across availability zones provides for high availability of the Credit Decision Engine
- If one availability zone goes down, the other zone is configured to take the load, and pods will be scaled up in the active zone
- Managed database instances are also deployed in HA mode across availability zones and operate in the same manner
Designed for Security
Managed cloud environment provides security features to the application layers
Application is hosted within a private subnet with NAT gateways
Network firewalls can prevent access from the public internet
Intrusion detection can be provided by Threat Intelligence on the firewall, configured to ‘alert and deny’ for malicious network traffic
Dedicated network connectivity can be set up to the subscriber’s site – either on premises or on-cloud services
In terms of API security, all of our Credit Decision Engine API calls are authenticated by using the Client Credentials Flow (defined in OAuth 2.0 RFC 6749). They pass along their Client ID and Client Secret to authenticate themselves and get a token from an authorisation server. This token is then passed along with calls to the API.
The Credit Decision Engine API authorisation is performed using a third-party Identify Provider (IDP) authorisation server. All communication is strictly over HTTPS. Your subscriber client identity is resolved via the token and not through any parameters passed with the calls. This ensures that all subscriber’s API calls are separate, and no subscriber can impersonate another.
In addition, each API client can be associated with specific API endpoints, ensuring that each client application that requires credit decisioning only has access to what has been provisioned for it.