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Our frequent blog posts cover all things decisioning: credit risk management systems, credit risk consulting and training, advanced analytics and predictive modelling.
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Leveraging AI for Originations Credit Strategies, Part 1
Leveraging AI for Originations Credit Strategies, Part 1 Introduction The financial services landscape is undergoing a profound transformation, with Artificial Intelligence emerging as a pivotal force in reshaping credit granting strategies. Gone are the days of rigid, one-size-fits-all credit assessment methods. Today, financial institutions are embracing AI-powered tools that promise to revolutionise how we understand, [...]
The Dual Benefits of Financial Inclusion
The Dual Benefits of Financial Inclusion For Consumers and Lenders via Digital Transformation In the previous article, we discussed what financial inclusion is, the barriers preventing financial inclusion, the role of technology as a catalyst for change, and the regulatory landscape governing financial inclusion. In this article, we move onto the benefits of financial inclusion, [...]
Understanding Financial Inclusion
Understanding Financial Inclusion Breaking Down Barriers to Economic Participation Financial inclusion represents one of the most significant challenges and opportunities in modern economics. At its core, financial inclusion refers to the availability and equality of opportunities to access financial services for all segments of society. While this concept might seem straightforward, its implications and scope [...]
Open Banking, Part 2: Credit Risk Implications and Strategies
Open Banking, Part 2: Credit Risk Implications and Strategies Introduction As Open Banking continues to reshape the financial landscape, credit risk managers find themselves at the forefront of a data revolution. This new capability offers both opportunities and challenges for financial institutions. In this article, following on from Part 1, we continue by exploring the [...]
Open Banking, Part 1: A Revolution in Financial Services
Open Banking, Part 1: A Revolution in Financial Services In recent years, a quiet revolution has been sweeping through the financial world, promising to change the way we interact with our banks and manage our money. This revolution is called Open Banking, and it has the potential to transform the financial landscape for consumers and [...]
How to Prepare for a Decision Engine Implementation
How to Prepare for a Decision Engine Implementation Introduction In previous articles we examined the topics of best practice decision engine implementation and implementation project considerations. In this article we will review what preparation a lender should undertake prior to commencing a decision engine implementation project. Implementing a credit decision engine involves navigating through various [...]
How to Use a Credit Decision Engine Effectively
How to Use a Credit Decision Engine Effectively Introduction In this article we will explore how to effectively use a credit decision engine in the originations arena. Using a Credit Decision Engine (CDE) effectively involves more than just deploying the technology; it requires strategic alignment with business goals, data quality, compliance with regulations, and constant [...]
Benefits of Using a Credit Decision Engine for Originations
Benefits of Using a Credit Decision Engine for Originations Introduction In this article we will explore the key benefits of using a credit decision engine in the originations arena. When comparing the use of a credit decision engine to a traditional, manual credit decision-making process (where no decision engine is used), the advantages of automated [...]
Cloud vs. On-Premises Credit Decision Engines, Part 2
Cloud vs. On-Premises Credit Decision Engines, Part 2 Introduction In this second article of a two-part series, see part one here, we continue to explore the key benefits of transitioning to a cloud-based SaaS credit decision engine and examine how it stands to disrupt the status quo in the lending industry. Benefits of Cloud-Based SaaS [...]
Cloud vs. On-Premises Credit Decision Engines, Part 1
Cloud vs. On-Premises Credit Decision Engines, Part 1 Introduction In today's rapidly evolving financial landscape, the adoption of cloud-based technologies is revolutionising how credit decisions are made. Traditional on-premises credit decision engines are increasingly being replaced by their cloud-based counterparts, offering enhanced flexibility, scalability, and efficiency. A SaaS credit decision engine not only presents a [...]
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Latest Blogs
Leveraging AI for Originations Credit Strategies, Part 1
Leveraging AI for Originations Credit Strategies, Part 1 Introduction The [...]
The Dual Benefits of Financial Inclusion
The Dual Benefits of Financial Inclusion For Consumers and Lenders [...]
Understanding Financial Inclusion
Understanding Financial Inclusion Breaking Down Barriers to Economic Participation Financial [...]
Open Banking, Part 2: Credit Risk Implications and Strategies
Open Banking, Part 2: Credit Risk Implications and Strategies Introduction [...]
