Blog

Our frequent blog posts cover all things decisioning: credit risk management systems, credit risk consulting and training, advanced analytics and predictive modelling.

Select Topic

A-Z of Artificial Intelligence, Part 2

A-Z of Artificial Intelligence, Part 2 Introduction This three-part article covers the thirty terms that the BBC has identified you need to understand in order to understand artificial intelligence (AI). Much of this three-part series is based on an excellent article I read on the BBC website. Artificial intelligence is arguably the most important technological [...]

A-Z of Artificial Intelligence, Part 1

The A-Z of Artificial Intelligence, Part 1 Introduction This three-part article covers the thirty terms that the BBC has identified you need to understand in order to understand artificial intelligence (AI). Much of this three-part series is based on an excellent article I read on the BBC website: https://www.bbc.com/future/article/20230717-what-you-should-know-about-artificial-intelligence-from-a-z Artificial intelligence is arguably the most [...]

Data Analytics Terminology, Part 2

Data Analytics Terminology, Part 2 Introduction This is the second in a series describing data analytics terminologies. Data analytics is important to understand as without a firm understanding of data and data analytics, there can be no firm understanding of Artificial Intelligence and how best to maximise its value. This topic can be somewhat ‘dry,’ [...]

Data Analytics Terminology, Part 1

Data Analytics Terminology, Part 1 Introduction Just a few years ago “blockchain” and “Bitcoin” were two words on many peoples lips. This year, with the rise of ChatGPT and others, the new phrase is “Artificial Intelligence” (“AI”). A good friend of mine travels to the USA twice a year on business and contrasted the difference [...]

To Build or to Buy Software?

Build vs Buy Software? Introduction Ask any software vendor what are the three words that strike dread in their hearts and the answer nine times out of ten will be “Request for Proposal” (RFP)! Generalising, there are 4 Types of RFP, which I have listed in order of vendor preference: A well-written genuine RFP – [...]

BNPL Credit Risk Implications

BNPL Credit Risk Implications Introduction Sometimes I wonder if the lending industry has more parallels with the fashion industry than we would care to admit to. On the catwalks of New York, London, Paris and Milan, models strut the latest fashions and trends for the season. In the offices of established lenders and fintechs, new [...]

Different Risk Types, Part 2

Different Risk Types, Part 2 Introduction The recent unfolding banking crisis in the USA and now Europe has brought to the fore how important ‘risk’ is to a financial institution and what happens if risk is not managed adequately. This is part 2 of an examination of some of the different types of risk that [...]

Different Risk Types, Part 1

Different Risk Types, Part 1 Introduction The recent unfolding banking crisis in the USA and now Europe has brought to the fore how important ‘risk’ is to a financial institution and what happens if risk is not managed adequately. I thought it would be useful to examine some of the different types of risk that [...]

ADEPT Decisions Releases Version 8.0

ADEPT Decisions Releases Version 8.0 ADEPT Decisions has released version 8.0 of the award winning decisioning software Stephen John Leonard, Founder of the company noted “We are very proud to unveil this new release of the ADEPT Decisions decisioning software. This is the next major release since the end of the pandemic in 2022 and [...]

American Banking and Economics Explained

American Banking and Economics Explained Introduction This tongue-in-cheek explanation of American banking and economics found its way to me via WhatsApp, so the original author is unknown. I thought in light of the current challenges in the US banking industry, it is a very timely explanation! Mary had a bar “Mary is the proprietor of [...]

Previous 456 Next