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Our frequent blog posts cover all things decisioning: credit risk management systems, credit risk consulting and training, advanced analytics and predictive modelling.

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BNPL Credit Risk Implications

BNPL Credit Risk Implications Introduction Sometimes I wonder if the lending industry has more parallels with the fashion industry than we would care to admit to. On the catwalks of New York, London, Paris and Milan, models strut the latest fashions and trends for the season. In the offices of established lenders and fintechs, new [...]

Different Risk Types, Part 2

Different Risk Types, Part 2 Introduction The recent unfolding banking crisis in the USA and now Europe has brought to the fore how important ‘risk’ is to a financial institution and what happens if risk is not managed adequately. This is part 2 of an examination of some of the different types of risk that [...]

Different Risk Types, Part 1

Different Risk Types, Part 1 Introduction The recent unfolding banking crisis in the USA and now Europe has brought to the fore how important ‘risk’ is to a financial institution and what happens if risk is not managed adequately. I thought it would be useful to examine some of the different types of risk that [...]

ADEPT Decisions Releases Version 8.0

ADEPT Decisions Releases Version 8.0 ADEPT Decisions has released version 8.0 of the award winning decisioning software Stephen John Leonard, Founder of the company noted “We are very proud to unveil this new release of the ADEPT Decisions decisioning software. This is the next major release since the end of the pandemic in 2022 and [...]

American Banking and Economics Explained

American Banking and Economics Explained Introduction This tongue-in-cheek explanation of American banking and economics found its way to me via WhatsApp, so the original author is unknown. I thought in light of the current challenges in the US banking industry, it is a very timely explanation! Mary had a bar “Mary is the proprietor of [...]

Meet the ADEPT Decisions Team – Jarrod McElhinney

Meet the ADEPT Decisions Management Team - Jarrod McElhinney Introduction The entire ADEPT Decisions team has always prided itself on providing the ‘personal touch’ to our clients; whether it means going the extra mile on a project, accommodating short-notice configuration changes, or just providing a sounding board to the credit risk team. We believe that [...]

The New Lending Industry Word Salad: Part 2 – Terms and TLAs

The New Lending Industry, a Word Salad, Part 2 Following the article 'The New Lending Industry, a Word Salad, Part 1', we offer an Exploration of Some of the New Terms and TLAs Introduction Whoever said that the lending industry is boring and never changes clearly isn’t up to date on their reading! With the [...]

Meet the ADEPT Decisions Management Team – Jason Kretzmann

Meet the ADEPT Decisions Management Team - Jason Kretzmann Introduction The entire ADEPT Decisions team has always prided itself on providing the ‘personal touch’ to our clients; whether it means going the extra mile on a project, accommodating short-notice configuration changes, or just providing a sounding board to the credit risk team. We believe that [...]

The New Lending Industry Word Salad, Part 1

The New Lending Industry Word Salad: An Exploration of Some of the New Terms and TLAs Introduction Whoever said that the lending industry is boring and never changes clearly isn’t up to date on their reading! With the exponential growth of fintechs and mobile lenders over the past decade, a whole plethora of new products, [...]

Meet the ADEPT Decisions Management Team – Michael Lorenat

Meet the ADEPT Decisions Management Team - Michael Lorenat Introduction The entire ADEPT Decisions team has always aimed to provide the ‘personal touch’ to our clients; whether it means going the extra mile on a project, accommodating short-notice configuration changes, or just providing a sounding board to the credit risk team. We believe that this [...]

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