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Selecting the Right Decision Engine

Selecting the Right Decision Engine Introduction Selecting a credit decision engine is a critical decision for any credit grantor and it is not an easy task, as it involves multiple considerations. Modern decisioning solutions have changed the game for the lending industry. Credit grantors are revolutionising their operations and boosting their competitive advantage by shifting [...]

Decision vs. Rules Engine

Decision Engine vs. Rules Engine Introduction Today we delve into the conversation comparing and contrasting Decision Engines (also referred to as a Credit Decision Engine) to Rules Engines (sometimes referred to as a Business Rules Engine). From a software architecture standpoint, a Decision Engine and a Rules Engine are both the same. Both operate on [...]

Digital Lending Solution Components

Digital Lending Solution Components Introduction We often get asked by lenders embarking on the digital lending journey what is involved in the process and what components do they need to consider? We thought it would be useful to put together a check list of both the major and supporting components that need to be addressed [...]

The Data Sovereignty Dilemma: Part 2

The Data Sovereignty Dilemma: Challenging the Status Quo in Rwanda - Part 2 Introduction Many data sovereignty laws require that certain types of data must be stored and processed within the borders of the country. This can conflict with the desire for efficiency and cost-effectiveness that comes with using cloud services and global data centres. [...]

The Data Sovereignty Dilemma: Part 1

The Data Sovereignty Dilemma: How we're challenging the status quo in Rwanda, Part 1 Often data sovereignty laws require that certain types of data must be stored and processed within the borders of the country. This can conflict with the desire for efficiency and cost-effectiveness that comes with using cloud services and global data centres. [...]

Meet the ADEPT Decisions Management Team – Jason Kretzmann

Meet the ADEPT Decisions Management Team - Jason Kretzmann Introduction The entire ADEPT Decisions team has always prided itself on providing the ‘personal touch’ to our clients; whether it means going the extra mile on a project, accommodating short-notice configuration changes, or just providing a sounding board to the credit risk team. We believe that [...]

Meet the ADEPT Decisions Management Team – Michael Lorenat

Meet the ADEPT Decisions Management Team - Michael Lorenat Introduction The entire ADEPT Decisions team has always aimed to provide the ‘personal touch’ to our clients; whether it means going the extra mile on a project, accommodating short-notice configuration changes, or just providing a sounding board to the credit risk team. We believe that this [...]