Blog – Risk & Decisioning
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Stories & Learnings from a Career in Credit Risk Part 2
Stories & Learnings from a Career in Credit Risk, Part 2 Introduction Last December I wrote a light-hearted piece about some of the funny or strange things I have encountered in my many years in the credit risk industry. I also provided some of the learnings gained from these experiences. The article proved to be [...]
Decision Engine Software Billing Models
Decision Engine Software Billing Models Introduction This is the final article in a series of three, focused on the commercial aspects of decision engine software: Software license models Software pricing models Software billing models By the end of the series, the reader will have a better idea of the various types of commercial models that [...]
Decision Engine Software Pricing Models
Decision Engine Software Pricing Models Introduction This is the second in a series of three articles, focused on the commercial aspects of decision engine software: Software license models Software pricing models Software billing models By the end of the series, the reader will have a better idea of the various types of commercial models that [...]
Decision Engine Software License Models
Decision Engine Software License Models Introduction This is the first in a series of three articles, focused on the commercial aspects of decision engine software: Software license models Software pricing models Software billing models By the end of the series, the reader will have a better idea of the various types of commercial models that [...]
A Duo of Consulting Services
A Duo of Consulting Services Introduction Every company, at one time or another will require external assistance to solve an internal challenge. Challenges can range from an assessment of existing strategies, procedures and policies to the launch of new products and services. These types of challenges often require an external professional services company, which can [...]
To Build or to Buy Software?
Build vs Buy Software? Introduction Ask any software vendor what are the three words that strike dread in their hearts and the answer nine times out of ten will be “Request for Proposal” (RFP)! Generalising, there are 4 Types of RFP, which I have listed in order of vendor preference: A well-written genuine RFP – [...]
BNPL Credit Risk Implications
BNPL Credit Risk Implications Introduction Sometimes I wonder if the lending industry has more parallels with the fashion industry than we would care to admit to. On the catwalks of New York, London, Paris and Milan, models strut the latest fashions and trends for the season. In the offices of established lenders and fintechs, new [...]
Different Risk Types, Part 2
Different Risk Types, Part 2 Introduction The recent unfolding banking crisis in the USA and now Europe has brought to the fore how important ‘risk’ is to a financial institution and what happens if risk is not managed adequately. This is part 2 of an examination of some of the different types of risk that [...]
Different Risk Types, Part 1
Different Risk Types, Part 1 Introduction The recent unfolding banking crisis in the USA and now Europe has brought to the fore how important ‘risk’ is to a financial institution and what happens if risk is not managed adequately. I thought it would be useful to examine some of the different types of risk that [...]
ADEPT Decisions Releases Version 8.0
ADEPT Decisions Releases Version 8.0 ADEPT Decisions has released version 8.0 of the award winning decisioning software Stephen John Leonard, Founder of the company noted “We are very proud to unveil this new release of the ADEPT Decisions decisioning software. This is the next major release since the end of the pandemic in 2022 and [...]
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Latest Blogs
How to Use a Credit Decision Engine Effectively
How to Use a Credit Decision Engine Effectively Introduction In [...]
Benefits of Using a Credit Decision Engine for Originations
Benefits of Using a Credit Decision Engine for Originations Introduction [...]
Cloud vs. On-Premises Credit Decision Engines, Part 2
Cloud vs. On-Premises Credit Decision Engines, Part 2 Introduction In [...]
Cloud vs. On-Premises Credit Decision Engines, Part 1
Cloud vs. On-Premises Credit Decision Engines, Part 1 Introduction In [...]
