FinTech Lending Toolkit | Adept Decisions
FinTech Lending Toolkit | Adept Decisions
Blog2024-11-11T13:16:33+02:00

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  • Separating Predictions from Decisions

Separating Predictions from Decisions

Separating Predictions from Decisions:  Model Execution and Decision Engine  Introduction Before the 1960s, Predictions and Decisions were mixed together in the area of credit granting to varying degrees. “Should an enterprise decide to accept your application for credit?” is a question that requires assessing your creditworthiness which ultimately entails predicting whether you will repay. Originally, [...]

  • credit risk learnings

Stories & Learnings from a Career in Credit Risk Part 4

Stories & Learnings from a Career in Credit Risk Part 4  Introduction Last month we published a couple of light-hearted pieces about some of the funny or strange things I have encountered in my many years in the credit risk industry. I also provided some of the learnings gained from these experiences. The two articles [...]

  • credit risk career stories

Stories & Learnings from a Career in Credit Risk Part 3

Stories & Learnings from a Career in Credit Risk Part 3 Introduction Last December I wrote a light-hearted piece about some of the funny or strange things I have encountered in my many years in the credit risk industry. I also provided some of the learnings gained from these experiences. The article proved to be [...]

  • credit risk career insights

Stories & Learnings from a Career in Credit Risk Part 2

Stories & Learnings from a Career in Credit Risk, Part 2  Introduction Last December I wrote a light-hearted piece about some of the funny or strange things I have encountered in my many years in the credit risk industry. I also provided some of the learnings gained from these experiences. The article proved to be [...]

  • billing models

Decision Engine Software Billing Models

Decision Engine Software Billing Models Introduction This is the final article in a series of three, focused on the commercial aspects of decision engine software: Software license models Software pricing models Software billing models By the end of the series, the reader will have a better idea of the various types of commercial models that [...]

  • Pricing Models 

Decision Engine Software Pricing Models

Decision Engine Software Pricing Models  Introduction This is the second in a series of three articles, focused on the commercial aspects of decision engine software: Software license models Software pricing models Software billing models By the end of the series, the reader will have a better idea of the various types of commercial models that [...]

  • License Models

Decision Engine Software License Models

Decision Engine Software License Models Introduction This is the first in a series of three articles, focused on the commercial aspects of decision engine software: Software license models Software pricing models Software billing models By the end of the series, the reader will have a better idea of the various types of commercial models that [...]

  • consulting services

A Duo of Consulting Services

A Duo of Consulting Services Introduction Every company, at one time or another will require external assistance to solve an internal challenge. Challenges can range from an assessment of existing strategies, procedures and policies to the launch of new products and services. These types of challenges often require an external professional services company, which can [...]

  • data sovereignty in Rwanda

The Data Sovereignty Dilemma: Part 2

The Data Sovereignty Dilemma: Challenging the Status Quo in Rwanda - Part 2 Introduction Many data sovereignty laws require that certain types of data must be stored and processed within the borders of the country. This can conflict with the desire for efficiency and cost-effectiveness that comes with using cloud services and global data centres. [...]

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